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What is a virtual Visa card?

A Visa card that lives on your phone instead of in your wallet. Here is how it works, where it works, and why it is safer.

2 min read

A virtual Visa card is a real Visa card with no plastic. It has a card number, an expiry date and a CVV, the same as any card, but they live in your Rynex dashboard instead of on a piece of plastic in your wallet.

You can make one in seconds and close it the moment you are done with it.

Where it works

  • Online checkout. Any site that takes Visa. Paste the number, or let your browser fill it in.
  • Subscriptions. Give one service its own card, so cancelling is closing a card rather than an argument.
  • In a shop. Add it to Apple Pay or Google Pay and hold your phone to the terminal.

How you get one

  1. Name it. Name the card after the thing it pays for. That name is how you find it again.
  2. Fund it. Send USDT. The card is created holding exactly what arrived, less the fee shown before you send.
  3. Spend it. Use it anywhere Visa is accepted, and close it the moment its reason ends.

The full walk-through is in how to get a virtual Visa card with USDT.

Why it is safer than one card for everything

  • The balance is the limit. There is no overdraft and no credit. It spends what was put on it and then stops.
  • Freeze or close it. Freeze it the moment a charge looks wrong, or close it for good and issue a fresh one.
  • Every payment as it clears. A live list of what the card has spent, with the merchant and the amount.

Because each card holds only what you put on it, a leaked number can't reach the rest of your money. Close that one card and carry on with the others.

What it costs

There is a fee to create a card and a fee each time you add money, and no monthly fee. Every figure is on the pricing page.

Read more on the Virtual Visa card page, or create your first card.

Your first card is a few minutes away.

Sign up, send USDT, and spend it anywhere Visa is accepted.